# Freight Factoring Specialists

> Freight factoring for US trucking carriers: owner-operators, small fleets and new authorities. Rush funding in 60 minutes; everything else is ready to fund same day. Family owned, and trucking only.

Freight Factoring Specialists (FFS) buys a carrier’s freight invoices, advances the money and collects from the broker or shipper, so the carrier is paid now instead of in 30 days or more. Freight brokers are not an audience: FFS factors a broker only when that broker already has a carrier relationship with FFS.

## Key facts

- 12+ years in business; $1B+ in invoices purchased.
- New carriers: 2.9% flat fee and a 97.1% advance. Rush requests add a flat $40 processing fee. No minimums and no invoice fees.
- New clients pay 1.5% for their first 60 days. Standard 12-month agreement, with a trial period on request; the agreement states the early-termination fee. FFS offers lower rates for carriers with volume and experience. Carriers choose which invoices to factor.
- Invoices are funded Monday to Friday, 8 am to 5 pm ET, into the carrier's own digital account, with no fees to move money out.
- Recourse factoring by default; credit insurance can be added. Non-recourse factoring is available on request.
- FFS handles billing and collections, and checks a broker’s or shipper’s credit for free before a carrier hauls.
- Fuel advances: up to 40% of the invoice at pickup, within 60 minutes of verification, 7 days a week, 8 am to 10 pm ET, on the FFS fuel card or as a Money Code.
- FFS fuel cards: free, no monthly fees, discounts off the pump price, accepted at 14,000+ locations across North America.
- New authorities can factor from their first load. There is no time-in-business minimum.
- To start: MC and DOT numbers, a W-9, a certificate of insurance, a voided check or bank letter, and the signed agreement.
- A real person answers the phone 8 am to 5 pm ET. Most of the team is bilingual; the support team and account executives are native Spanish speakers.
- Website in English and Spanish.

## Contact

- Phone: (813) 773-4002
- Email: ffs@truckingcapital.com
- Client login: https://ffs.factorview.com/login
- Freight Factoring Specialists LLC, 3284 North 29th Ct, Hollywood, FL 33020

## Services

- [Freight factoring](https://truckingcapital.com/freight-factoring/): How factoring works with FFS, the new-carrier rate, rush and same-day funding, and how customer payments flow.
- [How it works](https://truckingcapital.com/how-it-works/): From signup to funded in four steps: apply, review terms with a person, e-sign, send invoices.
- [Fuel advances](https://truckingcapital.com/fuel-advances/): Up to 40% of the invoice at pickup, within 60 minutes of verification, 7 days a week, 8 am to 10 pm ET.
- [Fuel cards](https://truckingcapital.com/business-fuel-cards-truckers/): Free fuel cards with discounts off the pump price, ATM cash access and cards funded per driver.
- [Pricing](https://truckingcapital.com/pricing.md): Rates and fees in plain Markdown, with worked examples.

## By type of carrier

- [New authorities](https://truckingcapital.com/new-authority-factoring/): Factoring from the first load for carriers with a new MC number.
- [Owner-operators](https://truckingcapital.com/owner-operator-factoring/): Paid on today’s load, fuel at pickup, a person on the phone in English or Spanish.
- [Small fleets](https://truckingcapital.com/fleet-factoring/): Billing and collections for every truck, and fuel cards for drivers.

## Answers and guides

- [FAQ](https://truckingcapital.com/faq/): Costs, funding times, contracts, choosing invoices, recourse, fuel and how to reach a person.
- [What is freight factoring?](https://truckingcapital.com/what-is-freight-factoring/): Freight factoring explained for carriers: how it works step by step, what it costs, recourse vs. non-recourse, and how it compares with broker quick pay.
- [How to choose a freight factoring company](https://truckingcapital.com/how-to-choose-a-freight-factoring-company/): A checklist for choosing the best freight factoring company: fees, advance, funding speed, contracts, recourse, fuel advances, credit checks and service.
- [Trucking cash flow tips](https://truckingcapital.com/trucking-cash-flow-tips/): Cash flow tips for trucking companies: know your cost per mile, invoice the day you deliver, check brokers before you book, cut fuel costs and keep a reserve.
- [Recourse vs. non-recourse factoring](https://truckingcapital.com/recourse-vs-non-recourse-factoring/): Recourse vs. non-recourse freight factoring: who pays when a broker doesn’t, what non-recourse really covers, what each costs and which one fits your trucks.
- [Factoring vs. broker quick pay](https://truckingcapital.com/factoring-vs-quick-pay/): Freight factoring vs. broker quick pay for carriers: how each works, what each costs, how fast you get paid, and when to use one, the other or both.
- [Freight factoring glossary](https://truckingcapital.com/freight-factoring-glossary/): Freight factoring terms explained for carriers: advance, flat fee, recourse, notice of assignment, BOL, rate confirmation, fuel advance, Money Code and more.

## Company

- [About FFS](https://truckingcapital.com/about-us/): Who FFS is: family owned, trucking only, how to reach a real person.
- [Get a quote](https://truckingcapital.com/get-a-quote/): Request a factoring quote; a real person calls back with a rate.
- [Inicio en español](https://truckingcapital.com/es/): The Spanish homepage.
- [Cotización en español](https://truckingcapital.com/es/cotizacion/): The quote form in Spanish.

## Optional

- [Full site content](https://truckingcapital.com/llms-full.txt): The FAQ, pricing and every guide in one file.
- [Privacy policy](https://truckingcapital.com/privacy-policy/): How FFS handles personal information.
- [Terms and conditions](https://truckingcapital.com/terms-and-conditions/): Terms of use for this website.